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Affordability Index
The EBS/DKM Affordability Index presents an analysis of changes in affordability for First Time Buyers in the Irish housing market.
May 2010
DKM and EBS issue Affordability Index for May
The EBS / DKM Affordability Index shows that the average first time buyer working couple is paying just 12.6% of their joint income to service their mortgage compared with 26% three years ago.
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January 2010
DKM and EBS issue Affordability Index for January
The EBS / DKM Affordability Index shows that housing is at its most affordable level in twenty five years for First Time Buyers.
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October 2009
DKM and EBS issue Affordability Index
The EBS / DKM Affordability Index shows that by December 2009, First Time Buyer monthly repayments will have fallen by €513 since July 2008 (on a national basis) - roughly 43%. However, negative equity fears and oversupply remain a concern.
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June 2009
DKM and EBS issue Affordability Index
Affordability - at 14% - is back to the levels of the mid-nineties.
The EBS / DKM Affordability Index shows that affordability for first time buyers continues to improve and that this trend is set to persist, despite reductions in incomes.
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November 2008
EBS/DKM Affordability Index November 2008
EBS/DKM Housing Affordability Index continues to show an improvement for first time buyers.
First Time Buyer Couple can save €2,600 when purchasing a home now compared with 2 years ago.
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April 2008
EBS/DKM Affordability Index April 2008 with an analysis of buying versus renting
EBS/DKM Housing Affordability Index continues to show an improvement.
Our analysis of renting versus buying shows a couple is better off buying today rather than renting if they retain their property for more than three years, even after allowing for a 10% reduction in average house prices over the course of 2008.
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January 2008
First Issue of EBS/DKM Housing Affordability Index for 2008
Stability in the Housing Market is Good News for First-Time Buyers' Affordability.
By December the average first time buyer working couple in Ireland was spending 22.6% of their net income on mortgage repayments, compared with 26.4% a year ago.